Test more, pay less. Your COVID-19 tests may be covered by insurance.

January 19, 2022

Test more, pay less. Your COVID-19 tests may be covered by insurance.

Starting January 15, you can get up to 8 free at-home COVID-19 tests a month. The cost of the tests will be covered by your insurance provider.

The Biden-Harris administration is requiring insurance companies and group health plans to cover the costs of at-home COVID-19 test

In an effort to ramp-up access of Americans to COVID-19 tests, the Biden-Harris administration announced that starting January 15 insurers are required to cover the costs of up to 8 tests a month per person. This means that now you can get tested for COVID-19 free of charge twice a week.

That is great news.

Here’s how to get your free at-home COVID-19 tests

You can purchase the tests online, in pharmacies or in general stores that carry COVID-19 tests. 

You need to make sure that the tests you purchase are authorized, cleared, or approved by the U.S. Food and Drug Administration (FDA). Only those tests are covered under the new directive. Check the FDA website for an up to date list*

The tests will be either paid for up front by your health plan, or you’ll need to submit a receipt to your insurer to get reimbursed. The Biden-Harris administration incentivizes insurers to cover the costs up front.

There are no underlying conditions or requirements, and you do not need an order from your health care provider to be eligible for this.  All Americans with private health insurance or a group health plan are entitled for up to 8 free tests a month.

On/Go at-home COVID-19 tests are FDA approved and covered by health insurance

You can now purchase your On/Go at-home COVID-19 tests right here on our website and directly submit your claim to your insurer through our easy-to-use application form. To learn more about how to get your On/Go test reimbursed, visit 

There’s more. 

On/Go at-home COVID-19 test ranks #1 in ease of use!

In a recently published report by ECRI, a non-profit focused on health care quality and cost-effectiveness, that evaluated 7 at-home COVID-19 tests On/Go got the highest rank for usability. 

You can read USA Today coverage of the report here. The goal of ECRI’s usability evaluation was to determine the ease of use of 7 at-home COVID-19 tests, all received FDA Emergency Use Authorization.

You can read the full report here.

*Please note that the On/Go test can be found on the FDA website under the Access Bio CareStart Home Test under "other brand names"

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